Privacy Policy

With this Privacy Policy (“Privacy Policy”), FS Finance Suisse AG ("FS") informs how personal data is obtained and processed. This Privacy Policy is not exhaustive, as further declarations by FS may regulate the data protection of specific facts.

1. Scope

Personal data refers to all information relating to an identified or identifiable natural person. When processing personal data, FS is guided by the provisions of the Swiss Federal Act on Data Protection, the Ordinance to the Data Protection Act (DPA) and any other data protection provisions, insofar as they are applicable to the data processing referred to in this Privacy Policy.

2. Responsible person, contact

The person responsible for the data processing described here is FS, reachable at FS Finance Suisse AG, Bahnhofstrasse 54, 8001 Zurich, Switzerland, +41 43 222 3500.

3. Origin and processing of personal data

FS primarily processes personal data that it receives in the context of client relationships as well as contractual relationships with business partners from these or other persons involved (together the "Business Partners"). If personal data of other persons, such as family members, work colleagues or employees, is transferred to FS, it must be ensured that these persons have been made aware of this Privacy Policy.

In addition to the data that is provided to FS, FS also processes data that it receives from authorities or other third parties, publicly accessible data or data that it becomes aware of as a result of the use of a service.

The categories of personal data that FS obtains from third parties include, in particular, information from public registers, information in connection with official or judicial proceedings, information in connection with professional activities or functions of business partners, information about business partners in correspondence and meetings with them and with third parties, information about business partners disclosed to us by persons in their environment, information for compliance with legal requirements such as anti-money laundering and export restrictions, information from banks, insurance companies and other contracting partners of FS for the use or provision of services for business partners and third parties, information in the media and internet and data in connection with the use of the FS website.

4. Purposes of data processing

FS always processes personal data for a specific purpose. Primarily, this is the conclusion and fulfilment of contracts with business partners, in particular in the context of providing services to clients and purchasing products and services from suppliers, as well as in order to comply with FS’ legal obligations.

In addition, FS also processes personal data for the following purposes:

  • Offering and further developing its services and website;
  • Communication with third parties;
  • Client care and marketing (unless the use of data from business partners has been explicitly objected to;
  • Client care and marketing (unless the use of data from business partners has been explicitly objected to;
  • Assertion of legal claims and defence in the context of legal disputes and official proceedings;
  • Ensuring operation, in particular of IT systems and the website;
  • Compliance with applicable legal and professional regulations and contractual agreements;
  • Corporate transactions (merger, purchase or sale on companies or transfer of assets).

If a business partner gives consent for the processing of their personal data for specific purposes, such as receiving newsletters, FS will process the personal data only within the scope of and based on this consent. The given consent can be revoked at any time.

5. Data transfer to third parties and data transfer abroad

The personal data processed by FS may be transferred to third parties, if necessary or useful from FS’ point of view, for the provision of the services or fulfilment of other purposes defined in this Privacy Policy. These recipients of personal data may fall into the following categories:

  • Clients and their affiliates;
  • Suppliers, their subcontractors and other external service providers (e.g. banks, insurance companies, accounting) and order processors (e.g. IT providers);
  • Domestic and foreign authorities, official agencies and courts, conciliation boards and arbitration tribunals;
  • Parties or interested parties to corporate transactions;
  • Other parties to potential or actual legal proceedings.
  • Ensuring operation, in particular of IT systems and the website;

The aforementioned recipients of personal data may be located in Switzerland or abroad. Business partners must accordingly expect their personal data to be processed in Switzerland and abroad.

If a recipient is located in a country without adequate data protection, FS will contractually bind the recipient by means of recognized standard contractual clauses or will rely on an exceptional provision, such as consent, the execution of the contract or an overriding public interest.

6. Data security

FS takes appropriate technical and organizational security measures to protect personal data of business partners from unauthorized access and misuse.

7. Cookies and tracking

FS uses cookies on the website. Cookies are small text files that are automatically stored on a computer's hard drive when users visit the FS website. Cookies do not cause any harm there. These cookies are used to collect statistical information about visitors' use of the website on an anonymous basis. The information also enables the operator to optimize the functionality of the website. The website operator may cooperate with Google Analytics in the area of web analytics. Google Analytics also uses cookies. From the data stored in the Google Analytics cookie, Google Analytics learns which pages have been accessed in order to be able to display appropriate advertising. The Google Analytics cookies do not store any personal data. Most internet browsers accept cookies automatically. However, cookies can be prevented from being stored on a computer's hard drive by changing the browser settings. Cookies that are already stored on a hard drive can also be deleted at any time. If a Business Partner does not agree to the use of cookies, the functionality of the website may be limited. Data will not be passed on to third parties by FS, neither for commercial nor for non-commercial purposes.

8. Rights of the data subject

This Privacy Policy also serves to provide business partners with the information required to enable them to assert the following rights to which they are entitled under the DPA:

  • Right to information on existing personal data;
  • Right to rectify personal data;
  • Right to delete personal data;
  • Right to restrict the processing of personal data;
  • Right to raise an objection to the processing of personal data;
  • Right to revoke consent given in the future;
  • Right to obtain the disclosure of personal data for the purpose of transfer.

Business partners also have the right to enforce their claims in court or to file a complaint with the competent data protection authority.

FS draws attention to the fact that FS reserves the right to enforce the restrictions provided for by law, such as legal obligations to retain or process data or the existence of an overriding interest in data processing. The assertion of rights due to business partners may result in FS no longer being able to provide agreed services and may result in termination of the relationship.

9. Changes

FS reserves the right to change this Privacy Policy at any time without prior notice. The version published on the website is the current valid version.